FAQs
*I Qualify For Membership As: Certificated or Classified employee, or student, of a school/school district in any of the 12 counties EECU serves** Retiree of a school/school district who now lives in any of the 12 counties EECU serves**
What is the maximum withdrawal from EECU? ›
Enjoy the convenience of accessing your money day or night at any EECU or CO-OP ATM, up to $500 per day. Plus, you can use your Debit Card to make purchases and get cash back.
Does EECU drug test? ›
SCREENING AUTHORIZATION
I understand that EECU has a commitment to maintain an alcohol and drug-free workplace and that EECU requires all prospective employees to undergo a screening test for the presence of illegal drugs as part of its selection and hiring process.
Does EECU let you overdraft? ›
We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction. If we do not authorize and pay an overdraft, your transaction will generally be declined.
Is EECU a good bank? ›
E.E.C.U. is very financially secure. Depositors enjoy insurance coverage to at least $250,000 and backed by the full faith and credit of the United States Government. We are a full service retail financial institution. Checking Accounts are free and pay dividends when balances are over $500.
Does EECU have a spending limit? ›
Transaction Limits
The per day limits are: $2,500 for signature transactions. $2,500 for pin transactions. 15 signature transactions.
How many times can you use your debit card in a day? ›
Debit cards aren't necessarily capping how many times you use it, rather how much is being spent daily. There is a maximum daily purchase limit that is set by the bank or credit union that issues the debit card.
How long does it take for EECU to deposit money? ›
Availability of Funds.
Mobile Deposits confirmed as received before 3 p.m. PST on a business day will generally be credited to your account within 24 hours of receipt.
Does EECU do cash advances? ›
Cash advances are always subject to non-variable daily periodic rate of . 049288%, which corresponds to an ANNUAL PERCENTAGE RATE of 17.99%. For all Accounts, the daily periodic rate for purchases and balance transfers will never be greater than . 049288%, which corresponds to an ANNUAL PERCENTAGE RATE of 17.99%.
Does the Navy do hair follicle testing? ›
No they don't. Navy doesn't take hair for drug test.
Those employees handling money or having access to confidential financial information may have to qualify for a personal bond. Some banks now require pre-employment drug testing, and random testing for drugs while under employment is becoming more typical.
What do employers look for in a drug test? ›
Tests are commonly used for five categories of drugs: Amphetamines; Cocaine; Marijuana; Opiates; and Phencyclidine (PCP). Additional categories may include barbiturates, Benzodiazepines, ethanol (alcohol), hydrocodone, MDMA, methadone, methaqualone, or propoxyphene.
How much money can I withdraw from EECU ATM? ›
Daily ATM withdrawal limits are between $300 and $500 depending on the type of debit card you have. A representative will be able to review your account tomorrow and help you.
Does EECU give out personal loans? ›
An EECU Personal Loan could help you save thousands. With a low-interest rate and fixed monthly payments, you can focus on paying down balances or use the funds for large purchases, such as: travel, medical expenses, and almost any other situation where you need cash.
What bank has highest overdraft limit? ›
1. Citizens Bank: Overdraft limit up to $500. Checking accounts that have been open for at least 60 days and remain in good standing are eligible for up to $500 in overdraft protection.
Who are eligible to open a bank account? ›
The following people are eligible to open a Regular Savings Account:
- Resident Individuals (sole or joint account)
- Hindu Undivided Families.
- Foreign Nationals Residing in India*
- Minor above the age of 10 years are eligible to open self operated minor account and an ATM/Debit card can be issued to the Minor.
If you're bankrupt or have a record of fraud, you will not usually be allowed to open a bank account. Also, you may be refused permission to open a current account if you have a poor credit rating. However, if you're bankrupt or have a poor credit rating, you may be able to open a basic bank account.
Can everyone open a bank account? ›
Requirements may vary depending on the state or financial institution. Whether you're a U.S. citizen or non-U.S. citizen, you typically must be at least 18 years old to set up a checking or savings account and typically must have a U.S. address.
Can a foreigner open a credit union account? ›
Non-U.S. citizens can open bank accounts in the U.S., but they may need to go through extra steps, especially if they're nonresidents. Some banks and credit unions accept alternative forms of identification, such as an Individual Taxpayer Identification Number (ITIN), for non-U.S. citizens to open accounts.
